Finance and Giving
"But just as you excel in everything—in faith, in speech, in knowledge, in complete earnestness and in your love for us—see that you also excel in this grace of giving." – 2 Corinthians 8:7
Online Giving at Our Saviour's is accomplished through the church data management system REALM, which was implemented January 1, 2019. Like our previous online system (Simply Giving), REALM has security processing standards that meets the highest regulations possible. Online giving in REALM can only be set up by the user. Only you can authorize online giving, changes in amounts, and banking information, etc.
Once your invitation has been sent, you'll get instructions to create your profile in REALM and set up your banking or credit card information for one-time (or re-occurring) gifts to the church.
It's a fairly simply two-step process, but once you've set it up it is easy to manage and enables you to give securely and generously to the ministry of the church.
The Mission Resource Committee has chosen the theme “Connections” for this year’s stewardship emphasis.
Pastor Pete's congregational stewardship letter is available by clicking here.
The 2019 Commitment Card is available by clicking here.
Stock transactions may be donated to Our Saviour's by notifying the Congregational Operations Officer Jim Valentine at 847-255-8700, ext. 231. You will receive a tax deduction for the current value of the stock, even if you paid much less for it. You avoid paying capital gains tax on the appreciation in value (as long as you have held the stock for at least one year.) If you desire additional information, you may click here for stock donation information.
Eligible IRA owners are in a great place to give by donating to Our Saviour’s using your IRA. The “IRA charitable rollover” is for people age 70.5 or older. You can transfer as much as $100,000 a year from an individual retirement account (IRA) directly to the church without having to count any of that transfer as taxable income. This is another great way to give and give smart. You can use your IRA donation as your regular offering, a special memorial gift, or for a gift to the Endowment Fund. Talk to your financial planner to determine if this is a good deal for you.
Pre-pay your commitment for the following year. OSLC gets your money in the bank ahead of time and you get the tax credit in the previous year. We both save!
Sometimes employees are expected to give a portion of their salaries to the United Way. A variety of worthy organizations benefit from United Way giving, but did you know you can designate United Way giving to Our Saviour’s, too? If you are in a company where you get points or kudos for generous giving to United Way, ask if you can give your Our Saviour’s donations through UW and receive kudos at work for the giving you are already doing at Our Saviour’s.
Perhaps a loved one has died whom you would like to memorialize, or perhaps you would like to contribute to a specific ministry or for a designated purpose. Memorial and Special Gifts is a terrific option for giving to or for a special designated purpose. The current Memorial and Special Gifts List is available by clicking here. There are items on the list from $25 to $5000.
By remembering Our Saviour's in your will or estate-planning, you will help assure that the next 60 years will be as dynamic as the first 60 years of Our Saviour's Lutheran Church's life. Estate gifts are added to the Mission Endowment Fund of the church. Each year the interest earned on the principal of this fund is used to fund unexpected challenges and new opportunities. The Mission Endowment Fund can receive many forms of gifts including bequests, life insurance, securities, real estate, or retirement assets.
The final (Winter 2017) Capital Campaign Financial Update newsletter is available by clicking here.